The Latest Ways Identity Thieves Are Targeting You
Identity thieves are using more sophisticated methods every day to target unsuspecting victims. Some people are getting targeted multiple times, which is why it’s important to put certain safeguards into place to protect your identity. It’s also vital that you learn the different methods that scammers are using to get your identity and use it to their benefit.
Hacking Your Computer
Although this isn’t something new, the tools that are being used now are more technologically-advanced. Many people are now using VPNs (Virtual Private Networks) when accessing the Internet. This software uses data encryption to keep your identity hidden from view. While they were most often used by corporate networks in the past to secure connections, many individuals are now using them to keep their activities invisible.
Telephone and Email Scams
One of the latest scams to hit email inboxes and SMS messages involves letting individuals know that an unauthorized charge has been made to a certain company. The scammer will indicate that you are owed money but says he will have to lock onto your computer to help you get your money back.
While this is occurring, the hacker puts up a fake bank account in your name showing that the transaction took place. He will then show you that the money has been paid back into your account but by mistake extra funds were deposited. You will then be told that you owe the hacker money for this mistake and that you need to send it by purchasing untraceable gift cards. You’d be surprised just how many people are falling for this scam and losing thousands of dollars as a result.
If you are told that you owe money to a company or that a business owes you money for one reason or another, ignore the email or SMS text message. Phone the company yourself using the official phone number as it is listed online. This way you’ll be connecting with the right source to find out whether you have been scammed or not.
Online Gambling and Your Identity
Identity theft is at an all-time high and many online gamblers are now hesitant to send in personal documents containing information about their identities. The no-verification casino team recommends that you avoid sending in these documents since your identity can be verified in other ways. One of these ways is by checking your payment method to make sure that you are who you say you are. This way you can protect your identity and still play at the online casino without worry.
Using Fake Jobs and Lottery Winnings to Lure You in
Another trick that thieves are using to steal your identity is to place false job listings. You’ll be asked to send in proof of your identity before being scheduled for an interview. You may also be sent an email saying that you have won a lottery and that your personal details, including your banking information, must be sent in to collect the money. Some of these job postings and lottery winning emails look very legitimate and seem to be coming from well-known corporate identities. Never send in your information before confirming with the actual corporation that you have been selected for an interview or have in fact won a sweepstakes.
In this day and age it’s important to always keep your eyes and ears open. If you suspect anything, take a breath before taking any action. If your gut is telling you that it may be a scam, there is a good possibility that it is.
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